Last updated: February 26, 2025
Consumerskills.org (“The Platform”, “us”, or “we”) operates independently under the ownership of Blue Bench Media LLC. We prioritize informing you about your privacy rights and aim to deliver a secure user environment. Our Privacy Notice details the methods we employ to gather, retain, disseminate, and utilize the personal data you provide on Consumerskills.org (“Site”). We also clarify our approach to collecting non-identifiable data. If you venture to another site via our Site, be advised that our policy ceases to apply and the external site’s policy becomes effective. This also pertains to our advertisers and partners who might communicate with you directly, like insurance entities you’ve shown interest in or vendors showcasing other offerings.
By engaging with our Site, you unequivocally agree to our data practices outlined in this Privacy Notice without reservations. Thoroughly review this Privacy Notice since it dictates your legal standing. Should you disagree with our data handling practices, refrain from using our Site.
We base our operations in the United States. For users outside the U.S., like the European Union or Canada, understand that any shared data will be relayed to the U.S. Engaging with our platform or sharing your information means you agree to this transfer.
For any inquiries, do not hesitate to reach out as described later.
1. Data Types and Collection.
- a. Identifiable Data. We gather specific details that can pinpoint your identity, such as your full name, contact details, and official identification numbers.
- b. Statistical Data. We acquire general data, which on its own doesn’t single you out. Examples include postal codes, carrier information, age bracket, occupation, online preferences, and more. While this isn’t Identifiable Data, it can be associated with such under certain circumstances without revealing your identity directly.
- c. User Activity Data. We systematically document your website interactions, sections you explore, services used, and technical device specifics. This encompasses IP addresses, browser types, operating system, and similar data.
- d. External Data. Outside entities might share diverse information types about you. These can emerge from sources like cookies, email opt-ins, and specific keywords. We neither control nor answer for third-party tracking tools or their privacy measures.
- e. Children’s Data Restriction. We firmly abstain from deliberately gathering Identifiable Data from those under 13. If we identify such data collection, it’s promptly purged. As we don’t accumulate this data type, there’s no sharing with third parties.
- f. Health Information Exclusion. We refrain from amassing data regarding any past, current, or possible future health conditions or medical treatments.
2. Personal Data Collection Methods.
- a. Site Sign-Up. Registering on our site or communicating directly allows us to obtain your Identifiable Data. Other entities might also share with us the details you provided to them.
- b. Social Media Interactions. Platforms like Facebook, Twitter, LinkedIn, or Google can share Identifiable Data with us. Registration through these routes captures your basic profile, dictated by your privacy settings. These features can either be hosted by us or external parties. You maintain the control to disconnect your accounts or adjust what’s shared via their respective dashboards. We might combine your shared details with information from other sources.
3. Automated Data Collection
a. General Collection: Along with our partners and advertisers, we employ technologies like cookies, web beacons, and log files to gather information when you access our website. This data includes your IP address, browser details, ISP, browsing history, and timestamps. This info aids us in analyzing user patterns, optimizing our site, and compensating service vendors.
b. Third-Party Collection: We permit external companies to utilize technologies on our site to collect user info. This comprises behavioral data, location, browser specs, and ad interactions. They might amalgamate the data they gather directly from you with info from other sources. We don’t regulate these third-party trackers.
c. Google Services: We leverage Google Analytics to analyze site activity. You can opt-out from Google Analytics here. Additionally, we utilize Google AdSense, enabling Google to display ads based on your browsing habits.
d. Managing Cookies: If you’re averse to cookie data collection, most browsers let you decline them. Learn more about cookies .
e. IP Addresses: Your IP is automatically registered when you access our site, aiding in site management and problem-solving. We treat IP addresses similarly to personal data.
4. Purpose of Data Collection
a. Service Provision: We utilize the data to deliver requested services and products, which might involve sharing your info with third parties. If shared, you’d need to reach out to the third party for data removal.
b. Website Enhancement: The data helps us improve our website, provide personalized content, and handle any issues or concerns you might raise.
c. Marketing: We also use your details to send you relevant third-party promotions. This might involve anonymizing and aggregating data for analytics.
5. Sharing Your Information
We only share data as described in this statement.
- (i) Service Fulfillment: Your data may be shared with third parties facilitating services like payment processing, order handling, and customer service.
- (ii) Website Operations: We share details with parties managing technical functions for our website.
- (iii) Third Party Offers: External parties might receive your info to provide you with potential opportunities or services.
- (iv) Anonymized Data: Aggregated anonymous data about our users might be shared with third parties for insights.
- (v) Legal Requirements: If necessary, your data might be disclosed for legal reasons or for safety purposes.
- (vi) Business Transactions: In business transitions like mergers or acquisitions, your data might be disclosed or transferred.
6. External Entity Data Collection and Usage
a. Advertisers: Our Privacy Policy doesn’t cover third-party sites linked from our Website. We’re not accountable for these external sites or their privacy protocols. If you share personal details with them, their own policies will apply. We might use framing that makes third-party sites look like our own. Understand that sharing info there means you’re providing it to them, not us. Regarding third-party activities: (i) Advertisers: Those placing ads on our site may deploy their technologies, like cookies or beacons, to gather user data. Their techniques are beyond our control and oversight. (ii) Links: Our site and emails can contain links to third-party websites. We’re not in charge of their privacy measures or content. These links are for your ease and don’t signify endorsement by us. b. Service Providers: Some vendors we work with use technology to collect online activity data, such as the pages you visit on our site and other sites. This is to manage ads, gauge user interests, and deliver customized ads. Additionally, vendors help us enhance our website, which includes analytics firms like Google Analytics.
7. Protection of Your Data
We strive to secure your info. Our servers, protected by firewalls and located in a secure environment, store your details. We also use SSL software to encrypt sensitive data during online transactions. Yet, no internet transmission can be guaranteed to be entirely safe. Thus, while we prioritize your security, we cannot guarantee total protection. Only limited personnel have access to your info.
8. How Long We Keep Your Info
Your personal details are retained as long as your account is active or necessary to deliver services. Depending on laws, contracts, or agreements, retention periods might vary. If you desire us to stop using your data, follow the mentioned procedures.
9. Your Choices Matter
You have control over how we utilize and disclose your Personal Information. You can opt-out from: a. Marketing Emails: If you wish to stop getting marketing emails, you can unsubscribe by following the given link. b. Data Sharing: If you don’t want your data shared for marketing purposes with third parties, you can opt-out. However, if shared before, opting out now won’t retrieve your data from those third parties. c. Updating or Removing Your Info: You can reach out to us to review or change your personal info, or to limit its use. We’ll act on your request promptly, though in certain scenarios, removal might not be feasible. We’ll explain why if that’s the case.
10. Policy Modifications
We may revise this Privacy Statement over time. We’ll inform users about major changes on our website. Do check the “Effective Date” at the start. Accepting the policy after updates implies consent to the modified terms.
Rights of California Residents: Under specific California laws, residents have the right to inquire annually about their personal data shared with other businesses for their direct marketing. If you’re a resident seeking this info, contact us. We’ll revert in 30 days. Additionally, you have a right to know about our responses to do-not-track signals. Currently, we do not acknowledge such signals.